If financial security had a cheat code, this would be it.

This plan gives you:

🔥 A complete risk-management playbook—so you're covered against income loss, business disruptions, and unexpected expenses.

🏡 Financial freedom strategies—learn the secrets to buying your first home, paying off your mortgage or securing a stress-free retirement.

📜 Estate planning & ACC optimization tips—so you can protect your assets and make sure your family gets what they deserve.

This isn't financial advice—it's your secret weapon to making confident, informed decisions when you speak to a qualified adviser.

I work with many of New Zealand’s largest insurance providers, like Southern Cross, AIA, NIB, Partners Life, and more. They’ll compare options across the market to find you the best insurance for your business

Absolutely nothing for you! The advice we give you will not cost you a sent. You’ll pay the same for insurance as going direct, but because we work with multiple providers, we can find you the best value and ensure your plan pays out when you need it most.

Insurance companies assess your health, job, and lifestyle before deciding whether to cover you. This process is called underwriting. Some policies require full medical underwriting when you apply, while others only check your details at claim time.

👉 The problem: If your policy wasn’t properly underwritten at the start, the insurer might find a reason to deny your claim later. This can happen if you’ve taken out a quick, no-questions-asked policy that wasn’t properly assessed.

👉 How a financial adviser helps: They make sure your policy is fully underwritten upfront, so there are no nasty surprises when you make a claim.